 Welcome to Credit Check
Credit Check provides a one-stop shop for all online UK
credit check reports. With access to the largest database of credit information covering
any UK company or business, and all consumers, Credit Check offers unrivalled coverage.
Search any business or run a company director search free
then simply pay by credit card if you wish to view the full report online.
Pay as you go, or reserve credits for regular reports -
it's up to you.
What we do:
- Business Services
Credit check any UK company, business or consumer online. Click for our Business Credit Check services - available with
any of these flexible options:
One-Off Credit Check...
Search a business or run a company director search free. You
simply pay by credit card if you wish to view the report. No commitment no obligation no
pre-payments.
5 or More Checks a Year... Could you
require as few as five checks over the course of a year? If so it makes sense to reserve
some credits for future use - they remain valid for 12 months and you save 50% on the cost
of a single enquiry.
Regular Checks... If you need regular
checks please Contact Us about an annual
license for access to all reports from just £499 a year.
Worldwide Credit Reports... As well as UK
credit checking we can also provide overseas international credit reports on
companies worldwide through International Company Information.
- Consumer Services
Service for private individuals who want access to their own credit files.
Check My
Credit... Seeing your own credit report is
now quicker and easier with the new online Check
My Credit service. You can check what lenders can see on your credit file and leave
comments on file for mortgage lenders and other searchers to see. If you find any errors
you can correct them.
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Check Services... |
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Your Credit Report
Online
Check your credit report
online - take a one-off look at your credit file as seen and used by banks and other
lenders
Click here >> |
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Credit Report
Monitoring
Protect your credit status from missed payments and identity theft – get alerts if
your credit report changes
Click
here >> |
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Corporate &
Business
Are you a business needing consumer checks or company credit checks? See our commercial
services
Click
here >> |
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How
do people decide if I am granted credit?
Your bank manager or the person you are applying to will probably refer the decision to
risk assessors in their organisation. This department may search your credit file with a
credit reference agency. They will use this information in conjunction with information on
their own records and what you have told them about yourself. They then apply their own
scoring methods to decide if you match their lending criteria.
What is my credit score?
A credit score is a method of assessing your relative credit risk. Each company can apply
its own methods and can consider different characteristics. The purpose of a credit score
is to make sure that the evaluation process is fair to everyone and not prejudiced by
subjective assessments. When the company runs a credit check on you the report they
receive may include a risk guideline or score, but it will never-the-less be the company
that usually arrives at its own decision and the credit agency score may be just one
factor in their appraisal. |
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